From signup to funded
in under 5 minutes
No per-loan fees. No waiting on invoices. Just a flat yearly subscription, a QR code, and customers who can say yes to bigger jobs.
Sign Up & Get Your Portal
Choose a plan, complete onboarding, and get instant access to your financing portal and QR code.
- Flat annual subscription — $2K to $6K/yr
- $99 one-time setup fee
- Portal live in minutes, not weeks
Share Your QR Code
Display your QR code on-site, embed it in quotes, or text the link directly to customers.
- Print it, text it, or show it on your phone
- Each application links back to your portal
- No app for your customer to download
Customer Applies in Seconds
Your customer scans the code, fills out a 60-second application, and gets pre-qualified instantly.
- Soft credit pull — no score impact
- 18-lender marketplace competes for the loan
- Decision in seconds, not days
You Get Paid Upfront
The lender funds you directly within 1–2 business days. No invoices to chase, no waiting on checks.
- Paid in full before the job starts
- $0 dealer fees per loan
- Funds deposited directly to your account
The Customer Experience
What your customer sees when they scan your QR code — start to finish in under a minute.
Customer Scans QR
Your customer scans the QR code you shared and lands on your branded financing application.
Fills Out Application
A quick 60-second form — loan amount, project type, basic info. Soft pull, no credit score impact.
Gets Pre-Qualified
Our 18-lender network returns competitive offers instantly. Customer picks a plan and signs off.
You Get Paid
The lender deposits funds directly to your account within 1–2 business days. Job starts, you're paid.
18 lenders competing for your customer's loan
Our marketplace connects homeowners to 18+ reputable lenders — so they see competitive offers side-by-side and you close more jobs. You don't underwrite, you don't collect, you just get paid.
Frequently Asked Questions
What is contractor financing?
Your customer takes out a loan to pay for the job over time instead of all at once. They apply through your portal, get approved by a lender, and you get paid upfront — like normal. It's not a loan you take out, it's one your customer takes out.
How much does it cost?
A flat annual subscription of $2,000–$6,000 depending on your plan, plus a one-time $99 setup fee. That's it. No per-loan dealer fees, no hidden charges, no revenue requirements.
Is there a dealer fee per loan?
No. Unlike traditional lenders like Synchrony or GreenSky that charge 4–24% of every job as a dealer fee, SYAV charges $0 per financed transaction. You keep your full margin.
How fast do customers get a decision?
Seconds. The customer fills out a quick application with a soft credit pull (no score impact), and our 18-lender marketplace returns prequalified offers instantly. No waiting days for an answer.
How do I get paid?
The lender deposits funds directly to your account within 1–2 business days of project approval. You're paid in full before the work begins — no invoices to chase, no waiting on checks.
What loan amounts and terms are available?
Loans from $1,000 to $250,000 with terms from 2 to 12 years. APRs start as low as 7.99%. Our lender network serves a wide credit spectrum, down to FICO ~550.
What trades do you serve?
All home improvement trades — solar, roofing, HVAC, plumbing, electrical, remodeling, windows, painting, flooring, fencing, landscaping, and more. If it's a legitimate home service, we can finance it.