Financing that closes
bigger jobs
Give your customers a way to say yes. Our 18-lender marketplace delivers instant prequalification with $0 dealer fees — so you sell more and get paid faster.
Loan Amounts
$1,000 – $250,000
Terms
2 – 12 years
Starting APR
7.99%
Credit Check
Soft pull (no score impact)
Decision Time
Seconds
Funding Time
1–2 business days
Why contractors choose SYAV
Everything you need to offer financing, without the dealer fees that eat your margin.
$0 Dealer Fees
Unlike Synchrony or GreenSky (4–24% per loan), you pay nothing per financed job. Keep your full margin on every project.
Instant Decisions
Your customer scans your QR code, fills out a 60-second application, and gets pre-qualified in seconds. No more waiting days for an answer.
Soft Credit Pull
Prequalification uses a soft credit check — it won't impact your customer's credit score. A hard inquiry only happens if they choose to proceed.
Paid Upfront
The lender deposits funds directly to your account within 1–2 business days. You're paid in full before the work begins — no invoices to chase.
18-Lender Marketplace
Our network of 18+ reputable lenders competes for your customer's loan, so they see competitive offers side-by-side and you close more jobs.
Wide Credit Spectrum
Our lenders serve a broad credit range, down to FICO ~550. More of your customers get approved, which means more closed deals for you.
Trades we serve
If it's a legitimate home service or improvement project, we can finance it.
How a financed job works
You share your QR code with the customer
They apply and get pre-qualified in seconds
They pick a payment plan and sign off
You get paid upfront — job starts